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Government Savings Bank of Thailand Relaxes Reverse Mortgage Loan Policy

The Government Savings Bank (GSB) will relax certain rules on its reverse mortgage loan, aiming to widen the access for senior people to the service, GSB president Chatchai Payuhanaveechai said. Growth has been slow for the loan programme, amounting to Bt400 million and Bt500 million since its launch early this year. (adsbygoogle = window.adsbygoogle || ).push({}); Chatchai attributed...

Should You Buy an Investment Property in Thailand?

Should You Buy an Investment Property in Thailand?

An investment property, according to Investopedia, is any real estate property bought for the purpose of getting a return on investment (ROI) by selling the property or renting it out. People often purchase investment properties to earn more income or reduce their property tax. If you took an investment loan to buy an investment property in Thailand, the accompanying interest will usually be...

Dreams of purchasing home in Thailand is a big challenge now after LTV limits

Dreams of purchasing home in Thailand is a big challenge now after LTV limits

Though actual effects are still being observed, research shows that finding a second home or investing in condo units in Thailand has become quite a challenge due to stricter mortgage lending policies. The loan-to-value (LTV) ratio measures lending risk that lenders and financial firms are likely to incur should they approve a mortgage application. On average, mortgage assessments with high LTV ratios...

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